Up to 100% study loan, sorted for you.
We help Indian students and their families sponsor studies abroad through education loans. Collateral-free options for amounts up to ₹50 Lakhs. Non-collateral options for higher amounts. We work with multiple public, private, and NBFC lenders — and we never accept commission from any of them.
One application, multiple lenders.
We prepare your file once. Then we submit it in parallel to the lenders most likely to approve your case based on country, course, and family income. You compare offers side-by-side and pick the best one.
Profile review
Academic record, target country, course type, family income, existing co-applicants. We tell you which lenders will say yes and what your indicative interest rate will be — before you spend hours on paperwork.
Clean file prep
Admission letter, fee structure, KYC, income proofs, collateral documents (if applicable). We prepare the file once, in the format banks expect, and copy-cleared so nothing comes back for re-submission.
Multiple offers
We file at 3–4 lenders simultaneously. You receive sanction letters in parallel, compare interest rates, processing fees, moratorium terms, and forex rates, and pick the lender with the best math for your situation.
Faster sanction
Typical sanction in 7–15 working days. Disbursal timed to your visa appointment and tuition deposit deadlines. We coordinate the GIC / blocked account / tuition wire so nothing slips through the cracks.
A study loan, complete.
- Tuition fees — full course fees for the duration of the program, paid directly to the university where possible.
- Living expenses — accommodation, food, local transport, books, lab fees, project costs.
- Pre-departure costs — airfare, visa fees, IELTS / PTE / GRE / GMAT test fees, medical exams.
- GIC / blocked account — proof-of-funds deposit for Canada GIC or Germany blocked account.
- Collateral-free up to ₹50 Lakhs — non-collateral loans available with strong co-applicant profile.
- Tax benefit under Section 80E — interest paid is deductible from taxable income for up to 8 years.
- Moratorium period — course duration plus 6–12 months. Repayment starts after you find work.
We work with multiple lenders.
Public-sector banks for the lowest interest rates. Private banks for fastest sanction. NBFCs for non-collateral high-value loans. International lenders for US-focused candidates.
SBI · BOB · others
Lowest interest rates in the market, slower processing, collateral typically required for amounts above ₹7.5 Lakhs. Government interest subsidy schemes available for eligible families.
HDFC · Axis · ICICI
Faster sanction (often within 7 working days), better service, slightly higher interest rate. Collateral-free up to ₹40 Lakhs in many cases.
Avanse · Credila · Auxilo
Non-collateral loans up to ₹75 Lakhs+. Country-specific specialist products. Faster underwriting. Slightly higher rates compensated by no collateral requirement.
Prodigy · MPower · Earnest
For US-focused candidates with strong programs. Disbursed in USD, no co-signer required for select universities, fixed interest, deferred repayment.
Don't let finance be the reason you stop.
Most denied applications fail because the student didn't structure the loan file correctly. We do this every week.
Talk to our loan desk →